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    UTC is committed to offering competitively priced benefit programs that offer substantial value to our employees. Part of that commitment includes monitoring new market developments and enhancing our programs when appropriate. Whether our benefits help you today or 20 years from now, they all support UTC’s benefits philosophy.

    This philosophy is based on providing our employees with:

    • An overall competitive and quality benefits program that is responsive to your changing needs, and provides the coverage and opportunities you need to protect yourself and your family
    • Access to personalized, interactive tools and resources so you can get involved with your benefits and make good decisions that fit your needs
    • Maximum flexibility and choice in your options, while balancing the company’s need to align the program with its business strategy, as well as manage cost

    The individual plans that make up UTC benefits are designed to balance your immediate needs (such as paying for health care) with your longer-term focus (like planning for retirement).

    Savings Plan

    Our goal is to ensure UTC employees have the tools to prepare for retirement. The UTC Savings Plan has more than 100,000 participants and is designed to be flexible enough to serve all of them depending on investment know-how and risk tolerance.

    In addition to the broad range of investment options available in the plan, we recently added an innovative feature called the Lifetime Income Strategy. This feature gives you the opportunity to turn all or a portion of your Savings Plan account balance into a reliable source of income after you retire.

    Health Insurance

    It is our goal to provide you with flexible, comprehensive coverage that works for you. We offer medical and dental plans that provide for both routine and necessary health care. Employees are also eligible to participate in tax-advantage accounts such as the Health Savings Account, the Health Care Spending Account and the Dependent Care Spending Account. These tax-advantaged accounts allow you to pay eligible expenses with pretax dollars. Additionally, you can enroll in life insurance for you and your family, vision insurance and long-term disability coverage.

    Employee fitness centers are available at certain locations.

    Purchased Vacation

    In addition to your paid vacation days, we offer you the opportunity to purchase an additional one to five days of vacation through our UTC Choice program. We’ll help ease the financial burden by spreading out the costs over the course of the year.

    Employee Scholar Program

    UTC’s Employee Scholar Program encourages employees to develop additional skills and engage in lifelong learning. The program covers eligible expenses for classes taken by eligible employees in any field of study at UTC-approved educational institutions. The program also provides paid time off for related academic work and pays covered expenses on behalf of eligible participants to minimize out-of-pocket costs. This program is in addition to on-the-job and other professional development programs.

    Part-Time Benefits

    If you are not a full-time employee of UTC, but are working 20 to 35 hours per week, then you’re eligible to enroll in the Part-Time UTC Choice program. Essentially, this program gives you the benefits of the standard UTC Choice program available to full-time employees with the exception of the Purchased Vacation option. If you are eligible for part-time benefits, you will also be eligible for the Employee Scholar Program, Business Travel Accident Insurance and Adoption Assistance.

    Flexible Work Arrangements

    With the competing demands of work and family, keeping the old standard work hours of 8 a.m. to 5 p.m. has become increasingly difficult to manage for some. Personal matters sometimes require you to alter your schedule, and UTC understands this. This is why we offer flexible work hours to eligible employees, at the discretion of their supervisor. You might work from 6 a.m. until 3 p.m., or you might start the day at 10 a.m. and work until 6 p.m. With our Flexible Work Arrangements, you can talk to your supervisor and find out whether a different work schedule might be good for you.

    Beacon Health Options

    UTC partners with Beacon Health Options to help make life easier. There are resources to help with everyday life — like achieving personal goals, finding a child care provider or improving work habits. There’s also resources to help with things more central to you, like improving a relationship, managing stress or getting anxiety under control because a healthy mind equals a healthy you. Wherever someone is in their life, there’s probably a Beacon Health Options resource they can use. And, each one is offered at no cost to UTC employees and their family.

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